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Why do I need a property survey

A home is the most expensive purchase most people ever make, therefore it is essential to ensure you know its true condition and obtain independent advice before you proceed with your property purchase.

Many are under the misconception that a mortgage valuation is a survey, when infact it is only a very short report based on a brief inspection of about 20 minutes, or increasingly, a mere drive by inspection.

Furthermore both the Which? magazine and the Council of Mortgage Lenders recommend that purchasers should commission a property survey report. In addition, The Money Advice website highlights that a survey can avoid the stress and cost of unforeseen defects.

This was echoed in the RICS report which showed that quarter of all house buyers who did not have a survey faced unexpected repair bills upon moving into their new property.